Choosing to buy a home is one of the biggest decisions you’ll make in your life. You want the best home for you. Not the one that checks some of the boxes, or is almost perfect. It’s a complex ordeal that requires a lot of planning, but buying realty doesn't need to be complicated. That's where I come in.
Many of the best homes sell before they’re even advertised. When you work with a REALTOR® like myself, you’ll have the ability to search through all the homes for sale in your desired area — not just any house but a home that fits your unique needs & wants at a price that is just right. I can help find you the home that’s best for you – as soon as it hits the market. That way, you can move quickly before competition heats up.
If you’re a buyer, chances are you have a lot of questions - school boundary & ranking, walk & transit score, taxes & closing cost. Don’t worry – no matter what’s on your mind, I’m here to help.
To ready you for this, here is a general overview of what to expect and prepare.
The first thing you’ll need to do is put money aside for a down payment. This amount is (at minimum) 5% of the purchase price of the home you’re planning to buy. Second, you’ll need to meet with a mortgage broker to determine what you can afford. Shopping around for the best rate is highly recommended.
Once you’ve established a price range, it’s time to decide what type of home will best suit your lifestyle. Think about things like access to schools, recreational facilities, what the neighbourhood is like, and so on. Why you’re choosing to buy should help answer these questions for you — so think about it carefully. You may want to put this down in writing and create a needs v/s wants list.
It’s important to partner with a REALTOR® you feel completely comfortable with. A REALTOR® can help you find your dream home, that meets both your needs and your budget. They will set you up with viewing appointments, and also help bring clarity to the complicated process of buying a home. You’ll want to go with an experienced and knowledgeable REALTOR® who you can be sure will represent your best interests.
Using the property search on this site and consulting with your REALTOR®, you will be able to find homes in your desired area. They’ll update you frequently regarding new listings and schedule you appointments with sellers.
Your REALTOR® can help you place an offer that the seller will either accept, counter, or reject. After you’ve negotiated an offer, you’ll need to conduct a home inspection and deal with any repairs (the cost of which you can also negotiate with the seller). Finalize your mortgage with a visit to your lender, and you’re ready to sign off on ownership. This typically takes place in a lawyer’s office.
At this point, congratulations are in order! Becoming a new homeowner is one of the most liberating things you’ll ever experience. There are many benefits to home ownership — pride of ownership, the ability to make home improvements, building equity, appreciation — the list goes on.